What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Partner Properties | Juan Esteban Diaz Contreras

View & Get Pre-Approved

$960,000

Two or more storey

113 Ch. de la Seigneurie Inverness

3

1

13

1 041 sq ft (96.70 m²)

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598 8e Avenue App. 202 Québec (La Cité-Limoilou)

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New Listing

$1,500 /month

Apartment

598 8e Avenue App. 202 Québec (La Cité-Limoilou)

1

7

890 sq ft (82.70 m²)

Calculate your payment

937 Av. Roland-Beaudin App. 521 Québec (Sainte-Foy/Sillery/Cap-Rouge)

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$510,000

Apartment

937 Av. Roland-Beaudin App. 521 Québec (Sainte-Foy/Sillery/Cap-Rouge)

2

1

8

843 sq ft (78.30 m²)

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1060 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

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$3,750 /month

Two or more storey

1060 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

4

2

19

1 760 pc

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1058 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

View & Get Pre-Approved

$3,750 /month

Two or more storey

1058 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

4

2

19

1 760 pc

Calculate your payment

View & Get Pre-Approved

$624,900 +GST/QST

Two or more storey

1058 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

4

2

19

1 760 pc

Calculate your payment

View & Get Pre-Approved

$624,900 +GST/QST

Two or more storey

1060 Rue Gabriel-Dumont Québec (Sainte-Foy/Sillery/Cap-Rouge)

4

2

19

1 760 pc

Calculate your payment

View & Get Pre-Approved

$325,000

Apartment

598 8e Avenue App. 202 Québec (La Cité-Limoilou)

1

7

890 sq ft (82.70 m²)

Calculate your payment

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